Funding Your Education
You can get financial aid from the federal government to help pay for college or career school! Don’t worry—your income is considered, but it doesn’t automatically mean you won’t qualify for financial support.
Imagine starting your dream career without the stress of high costs. Financial aid can make that possible!
Federal Pell Grants
A Federal Pell Grant, unlike a loan, does not have to be repaid except under certain circumstances. Find out why you might have to repay all or part of a federal grant.You may not receive Federal Pell Grant funds from more than one school at a time.How to Apply Federal School Code: 042952
It would help if you started by submitting a Free Application for Federal Student Aid (FAFSA®) form. Schools use the information on the FAFSA® form to determine your eligibility for a Pell Grant and, if so, how much you’re eligible to receive. You must fill out the FAFSA form every year you’re in school to stay eligible for federal student aid, including Pell Grant awards.Award AmountsAward amounts can change yearly.
2023–24 Award Year
The maximum Federal Pell Grant award is $7,395 for the 2023–24 award year (July 1, 2023, to June 30, 2024).2024–25 Award Year
The maximum Federal Pell Grant award is $7,395 for the 2024–25 award year (July 1, 2024, to June 30, 2025).Start at: File a FAFSA application at studentaid.gov
Fafsa® Applications
Step1: Creating a StudentAid.gov AccountStep 2: Gathering Needed DocumentsStep 3: Getting HelpStep 4: Starting Your FAFSA® FormStep 5: Listing Colleges and/or Career SchoolsStep 6: Determining Your Dependency StatusStep 7: Reporting Parents’ InformationStep 8: Reporting Spouse’s InformationStep 9: Providing Financial InformationStep 10:Signing and Submitting the FAFSA® FormStep 11: Taking the Next StepsLearn more: Filling Out the FAFSA® Form | Federal Student Aid
 Direct Subsidized Loans and Direct Unsubsidized Loans
Direct Subsidized Loans and Direct Unsubsidized Loans are federal student loans offered by the U.S. Department of Education (ED) to help eligible students cover the cost of higher education at a four-year college or university, community college, or trade, career, or technical school.Direct Subsidized Loans have slightly better terms to help out students with financial need.Quick Overview of Direct Subsidized LoansWho can get Direct Subsidized Loans?Direct Subsidized Loans are available to undergraduate students with financial need.How much can you borrow?Your school determines the amount you can borrow, and the amount may not exceed your financial need.Who will pay the interest?The U.S. Department of Education pays the interest on a Direct Subsidized Loan
while you’re in school at least half-time, for the first six months after you leave school (referred to as a grace period*) and during a period of deferment (a postponement of loan payments).Direct Unsubsidized Loans
Who can get Direct Unsubsidized Loans?Direct Unsubsidized Loans are available to undergraduate and graduate students; there is no requirement to demonstrate financial need.How much can you borrow?Your school determines the amount you can borrow based on your cost of attendance and other financial aid you receive.Who will pay the interest?You are responsible for paying the interest on a Direct Unsubsidized Loan during all periods.Learn more:Â Â Subsidized and Unsubsidized Loans | Federal Student AidApply for FAFSA at Home | Federal Student Aid
Ready to learn more? Reach out to us today.
To apply for a Direct Loan, you must first complete and submit the Free Application for Federal Student Aid (FAFSA®) form. Your school will use the financial aid information from your FAFSA® form to determine how much student aid you are eligible to receive. Direct Loans are generally included as part of your financial aid package.
https://studentaid.gov/h/apply-for-aid/fafsa
https://studentaid.gov/understand-aid/types/loans/subsidized-unsubsidized#how-much